About RNTX
Home Buyers Education
Reina H. Roman
Founder & CEO
NMLS #1023958
Who We Are
With over 17 years of invaluable experience in the mortgage industry, I, Reina H. Roman, founder and CEO of RNTX Home Buyers Education, am deeply committed to helping families realize their dream of homeownership. As a licensed mortgage loan originator, I've worn various hats, including roles as a loan processor and mortgage underwriter. Throughout my career, I've had the privilege of assisting numerous families in navigating the intricacies of the entire home purchase process.
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My unwavering passion for aiding others propels me to continually expand my expertise in the industry while empowering borrowers with the knowledge and skills they need to thrive. Through RNTX Home Buyers Education, my mission is to offer a comprehensive education course that covers every facet of the home buying journey.
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Our curriculum serves as a clear roadmap for borrowers, encompassing crucial aspects such as credit evaluation, budget creation, and savings plan development. At RNTX, we recognize that each individual's situation is unique, and our dedicated team is committed to delivering personalized attention to every client, every time.
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How do I know if I'm ready to buy a home?Assessing your readiness involves various factors such as financial stability, creditworthiness, and long-term goals. Our expert team can help evaluate your readiness through personalized consultations and educational resources tailored to your specific circumstances.
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What steps are involved in the home buying process?The home buying process entails several key steps, including pre-approval, house hunting, making an offer, home inspection, securing financing, and closing. Our comprehensive education course covers each step in detail, ensuring you're well-prepared for every phase.
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How can I improve my credit score before applying for a mortgage?Improving your credit score is crucial for securing favorable mortgage terms. Our Credit Evaluation Consultation service offers personalized guidance to help boost your credit score, including identifying areas for improvement, creating a tailored plan, and ongoing support throughout the process.
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What type of mortgage is best for me?The best mortgage for you depends on various factors such as your financial situation, future plans, and risk tolerance. Our team of professionals can assess your needs and preferences to recommend the most suitable mortgage options, ensuring you make an informed decision.
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What assistance do you provide during the closing process?Our One-on-One with Pending Contract service offers specialized support for individuals with pending home purchase contracts. We collaborate with reputable lenders to ensure a seamless closing process, providing expert guidance and assistance every step of the way to finalize financing for your new home.
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How can RNTX Home Buyers Education help me after I purchase my home?Our commitment to your success extends beyond the purchase process. We offer ongoing support and resources to help you navigate the complexities of homeownership, including maintenance tips, property growth strategies, and access to refinancing options. Our goal is to empower you to thrive as a homeowner for years to come.
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What is The RNTX HB Course?The RNTX HB Course is a comprehensive program designed to guide individuals through the process of buying a home. It covers everything from understanding the market to closing the deal, ensuring participants are well-equipped to navigate the complexities of home buying.
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What does the course cover?The course covers a wide range of topics including: Financial preparation and budgeting Mortgage options and pre-approval process Selecting the right property Home inspections and appraisal Closing procedures and paperwork Post-closing responsibilities and homeowner tips Understanding the Do's and Don'ts, during the home buying process The roles of the R/E Agent vs Loan Originating Agent/Loan Officer The Intricate roles and purposes of all parties involved (Title Agent, R/E Agent, LO, Insurance Agent, Underwriter, Processor, etc)
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Who is the course for?This course is ideal for anyone looking to purchase a home for the first time or those who want to refresh their knowledge of the home buying process. Whether you're a complete novice or have some experience, the course provides valuable insights and guidance.
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How do I access the course?Upon purchase, you'll receive access to an online platform where all course materials are hosted. You can access the content at your own pace from anywhere with an internet connection.
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Are there any prerequisites for taking this course?There are no specific prerequisites, but having a basic understanding of personal finance and the real estate market can be beneficial. The course is designed to be accessible to individuals with varying levels of knowledge and experience.
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Can I take this course if I'm not currently in the market to buy a home?Absolutely! Even if you're not actively looking to buy a home right now, the knowledge gained from this course can be valuable for future endeavors. It's never too early to start learning about the home buying process.
At RNTX Home Buyers Education, our mission is to stand as your trusted partner throughout your home buying journey. We are steadfast in our commitment to offering top-tier education and support, empowering families and individuals to achieve their dreams of homeownership. Fueled by our passion for fostering positive and transformative change in communities, we strive to excel in our industry. Let us guide you towards a successful home buying experience.